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Terms and Conditions

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You agree to the following terms and conditions in order to have access to the sites (the "Sites") and the information and data contained therein (the "Data"):

ACCESS TO THE SITES: In consideration of your access to the Data, you represent that you are of legal age to form a binding contract and are not a person barred from receiving our services under the laws of the United States or any other applicable jurisdiction.

OWNERSHIP OF DATA: You agree and acknowledge that the Data is and remains the property of or its data providers. You understand that you do not have nor will you acquire any ownership interest in the Sites or Data. You have no right to sell, resell, license, rent, transfer, or otherwise provide any of the Data to any other party. You shall not combine all or any portion of any Data with any other service, data, or database created or maintained by you. The Data obtained from any query of the Sites may only be used one-time by you. You shall not cache the Data. You shall not disassemble, decompile, or in any way reverse engineer the Sites or Data in any way.

RESTRICTIONS ON USE OF DATA: You agree to use the Data for appropriate, legal purposes and in compliance with all application federal, state and local laws and regulations and for no marketing purposes; you have obtained all necessary licenses, certificates, permits, approvals or other authorizations required by law, statute or regulation; you will not use a bot program or other automated/data extraction programs to access the Data; and you will use best commercial efforts to insure that the data is received and stored in a secure manner. Furthermore, you agree that the Data will not be used to: seek information about a minor or public figure; cause physical or emotional harm or injury against any group or individual; stalk or otherwise harass another person; or promote any illegal activities.

FCRA RESTRICTIONS ON USE OF DATA: You understand that is not a "Consumer-Reporting Agency" (as that term is defined by the Fair Credit Reporting Act ("FCRA")), and you agree that you will not use the Sites or Data for any purpose enumerated by the FCRA. You shall not use the Sites or Data for the purpose of serving as a factor in: (a) establishing an individual's eligibility for personal credit or insurance or assessing risks associated with existing credit obligations, (b) evaluating an individual for employment purposes, (c) for determination of an individual's eligibility for a license or other benefit that depends on an applicant's financial responsibility or status, or (d) in connection with any other personal business transaction with an individual. You agree not to use any of the Data in the preparation of a "Consumer Report" (as that term is defined by the FCRA) or in such a manner that may cause such Data to be characterized as a Consumer Report. No "Adverse Action" (as that term is defined by the FCRA) may be taken against any "Consumer" (as that term is defined by the FCRA), which is based in whole or in part on the Data. Before taking any Adverse Action based on this Data, the Data must be re-verified by an additional, independent source.

MISUSE OF DATA: reserves the right, in its sole discretion, to immediately and without notice suspend your access to the Sites if suspects that: (a) you are abusing or misusing the Sites or Data, (b) you have violated this agreement or any applicable law, or (c) an actual or threatened breach of security jeopardizes the safety, confidentiality and/or integrity of the Sites or Data.

SEARCH LOGS: You agree that can log all of your searches of the Sites. Such search logs may be provided in response to a lawful governmental process or request (e.g. subpoena or warrant), in order to respond to an audit of, to respond to or investigate a consumer complaint, or as part of an investigation into a possible impermissible use of the Data. You further agree to fully cooperate with an audit of our customers.

FEES: You agree to pay for Data as set forth in the fee disclosures on the website. These fees may be changed, from time to time and shall post all such changes on its website. Customer shall pay for access to the Sites and Data and services in advance. reserves the right to terminate this agreement upon email notice sent by

TERM: The initial term of this Agreement shall commence upon the date you accept the terms of this Agreement and shall continue in full force and effect for a period of one year. reserves the right to terminate this agreement upon email notice sent by In the event of termination, you agree to immediately destroy the Data, including all copies. The terms and conditions of this Agreement shall remain in full force so long as you retain any Data.

DISCLAIMERS: and its data providers make every reasonable effort to ensure that the Sites and the Data are an accurate reflection of the information received from its originating source. However, neither, nor its data providers can or does represent or warrant that the Sites or Data will be complete or accurate. This data is provided "as is". Neither, nor its data providers shall be responsible or liable for any inaccuracy in the Sites or the Data, or for interruption in service caused by the failure of the Internet or the World Wide Web, by any Act of God, or by any other force majeure. and its data providers disclaim all warranties, express or implied, including, but not limited to, warranties of correctness, completeness, accuracy, merchantability or fitness for a particular purpose. Under no circumstances shall or its data providers be liable for any damages, including, without limitation, direct, consequential, incidental, indirect, exemplary or special damages, including lost profits, even if we have been made aware of the potential for such damages

INDEMNIFICATION: You agree to indemnify and hold harmless,, and its data providers from and against any claim made by any third-party that may arise from your use or misuse of the Sites or Data.